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The Small Business Development Center (SBDC) is proud to offer the following seminars. All seminars are offered at no charge and held online. For additional information on any of the following events, please contact Kaitlin Muldoon by email or at 978.542.7369. All times listed are EST.
Upcoming Events
Upcoming Trainings and Events:
Marketing in a Digital World - Online
Wednesday, October 30, 2024, 10-11 am
Cost: Free
This webinar will discuss ways to get noticed and build a community online. Topics covered will be:
Your Unique Business
Where Your Customers Are
Maximizing your Online Spaces
Analyzing and Adjusting
Owning your Digital Space
The speaker will be Rosa DiVirgilio Taormina, Senior Business Advisor and Digital Marketing Professional of the MSBDC Northeast Regional Office.
Financial Analysis - Online
Wednesday, November 6, 2024, 10-11 am
Cost: Free
The Financial Analysis Fundamentals course is designed to equip participants with the essential skills and knowledge required to analyze and interpret financial data effectively. This comprehensive course introduces the principles, tools, and techniques utilized in assessing the financial health, performance, and viability of businesses.
Participants will delve into key topics such as financial statement analysis, ratio analysis, cash flow analysis, and forecasting methodologies. The course will provide a solid foundation in understanding financial statements (income statement, balance sheet, and cash flow statement) and interpreting their components to evaluate a company's profitability, liquidity, solvency, and overall financial position.
Through practical case studies, real-world scenarios, and hands-on exercises, participants will learn to:
Analyze Financial Statements Ratio Analysis Cash Flow Analysis Forecasting Techniques Investment Decision Making.
The speaker will be Awilda Irizarry, Senior Business Advisor and Financial Specialist of the MSBDC Northeast Regional Office.
Ways to Improve Your Credit
Thursday, November 7, 11 am-12 pm
Topic: Managing a Business
Are you looking to improve your credit score, but aren’t sure where to start? Join our webinar, where we will give you tips on how to increase your credit score. In this webinar you will learn the following: how credit scores are calculated, tips to build credit, even if you are starting from scratch, how to effectively manage debt and reduce outstanding balances, the role of credit utilization and its impact on your score, and common mistakes to avoid that can hurt your credit.
Speaker(s): Nancy Gerardi, Regional Director of the MSBDC Northeast Regional Office and Jugmi Rao, Vice President – Relationship Manager of Commercial Banking of TD Bank.
Fee: No Cost
Understanding the Business Loan Process - Online
Wednesday, November 13, 2024, 10-11 am
Cost: Free
Do you have a great idea for a business and the only thing standing in your way is the money to give it some legs? Or, you already own your own business but could use some extra capital to take things to the next level? You have come to the right place! In this presentation, you will learn the ins and outs of business loan proposals.
The following topics will be covered: "5 C's of Credit: Character, Capacity, Capital, Collateral, and Conditions. In addition, How to obtain a loan for start up, How to obtain a loan for an existing business, and How to obtain a loan to buy a business.
The speaker will be Awilda Irizarry, Senior Business Advisor and Financial Specialist of the MSBDC Northeast Regional Office.
Understanding Small Business Taxes
Wednesday, January 29 11 am-12 pm
Are you a small business owner seeking to simplify and master the process of income tax filing? Join us for an engaging and informative workshop, "Understanding Small Business Taxes," designed to empower entrepreneurs like you with essential tax knowledge. This workshop is tailored to help small business owners confidently approach tax season while maximizing their understanding of critical forms and requirements. Don't miss this opportunity to enhance your financial management skills in 2024! In this session, you will:
• Explore the fundamentals of Schedule C (Profit and Loss) to report
business income and expenses
• Navigate Schedule SE to calculate your self-employment taxes
• Gain a basic understanding of Form 8829, which details expenses for business use of your home
• Delayed requirement for reporting digital transactions over $600 to IRS (Venmo and Zelle)
• New reporting requirement for small business loans (data collection)
Cancellation Policy
Workshop Cancellation Policy
Cancellation Policy: In the event of a workshop cancellation by the SBDC, registrants will be notified at least 24 hours in advance. Any fees paid will be fully refunded.
Handicapped Accessibility: Our workshops are accessible to individuals with disabilities. Most of our workshops are conducted via ZOOM. For in-person workshops, if you require special accommodations, please notify us at least one week in advance so we can make the necessary arrangements.
Contact Us
Kaitlin Muldoon
Contact the SBDC
352 Lafayette St.
Salem, MA 01970